Ok, back in April or so of this year we started to get letters from the homeowners insurance company. So Mom takes a look at the bill and says well this doesn't have to be paid for 30 days I'm not paying it this early. So she says she won't forget, God bless her ok in the midst of things I believe her. 2 months go down the line and now we get a letter from the mortgage company and they say we don't have any homeowners insurance. Ok, we didn't pay it so now we have to get reissued a new policy and I do what I can do to get ourselves out of this. Mortgage companies do not like it when a property they still own is not covered and I also find out they don't like talking to someone who is not on the mortgage without their copy of POA or atleast talking to the owners. So this ordeal finally takes atleast 3 more months to fix, because the insurance company has to mail the mortgage company copies of declarations page and they don't get it so then the mortgage comp. says if we don't get our copy by this date we are putting our own insurance on the house which will be double of course. Mom feels a little bad for a little while, meanwhile I'm shitting about the whole deal.
This is August, yesterday mom gives me this letter and says GMAC says I don't have any car insurance! If I had opened the mail myself I would have put it in my bill pile. I shut my mouth and called the insurance company in the am, very nice, they explain being that she didn't pay in JUNE (30 days from) she would have to reapply and get a new qoute and then be put in a high risk policy because of this mess. Well I believe that her drivers license expires next month, so I asked her last night to bring her drivers licence out to the dinning room today so I can use it to make calls about this.
OK going back to March 2006, mom decides she wants to get a new car and give me the old one and so then I gave Amber my old one which was only a 2003. So Amber is at the tag office attempting to get a tag and she needs proof of car insurance and so I have her call the insurance comp to have them fax a copy of the page and mom says oh we just add her as a driver to our policy! I call the ins comp and they say no she didn't, so my 22 year old is driving around with her baby uninsured! Oh and did I tell you she has been for 5 years! Luckily we caught this in time because she was in an accident a few months later!
I am worried about my mom now too, she is fiesty as ever but is needing some special attention now too! So now today if her drivers license does expire next month I will see if I can renew online and if not ask her when she wants to take her drivers examination. This way it will be her decision. Then I have to try and fix this mess with the leasing company.
Good Luck to me!
